Testing with common seller credentials
Seller id (i.e. pmt_sellerid)
Key generation (i.e. pmt_keygeneration)
Web store using Buyer’s Assistant
Web store using Seller’s refund tools
Buyer’s Assistant is a service provided by Svea Payments, where Svea offers the buyer an online service called Buyer’s Assistant. In the service, the buyer can report returns or reclamations, and track the delivery of their order. When Buyer’s Assistant is in use, Svea also communicates with the buyer by sending email notifications to the buyer relating to the order, the delivery of the order, and any changes made to the order. You can read more about Buyer’s Assistant here (in Finnish). Buyer’s Assistant is not in use by default.
Seller’s refund tools refers to the tools that Svea Payments offers to web stores for making refunds to buyers. These tools do not require the use of Buyer’s Assistant. For what time period and for which payment methods the refund tools are in use, depends on the service model. You can read more about making refunds here (in Finnish).
Testing with individual seller credentials
Obtaining individual credentials from Svea Payments
Individual test credentials are granted without any separate agreement. Just fill in the subscription form at https://test1.maksuturva.fi/MerchantSubscriptionBeginning.pmt and wait for Svea’s customer service to activate them.
Please use a working email address as the seller’s main contact person’s email address since Extranet user is created for that email address. The API test credentials (seller id etc.) are obtained from Extranet.
You can use the bank account number
FI27 1234 5612 3456 73 when subscribing the test service. Signing the test subscription form is not necessary.
Payment method instructions
No Credentials needed
Payer can choose whether a successful or unsuccessful payment is simulated.
Turvaluku 2: 1234
Test card numbers and additional information can be found on Payment Highway’s website.
Invoices ( incl. B2B ) and Part Payments
Invoices and Part Payments requires authentication of buyer’s test credentials for desired outcome of the credit decision ( approved, declined ).
You can find credentials for test mode following the link: https://developer.signicat.com/enterprise/identity-methods/ftn/#test-users ( NOTE! Banks with test user 11111111 will result in invalid PIN, use 2222222 for valid PIN. )
Example of test credentials for use cases
Nordea → DEMOUSER1 ( = 010200A9618 )
Payment successful ( approved credit decision )
Handelsbanken Nordea → 11111111 + 123456 DEMOUSER2 ( = 010100A001N 291292-918R )
Payment unsuccessful ( the authentication process returns invalid personal ID declined credit decision )
Additionally with Svea B2B invoice
Depending on the desired outcome, please us corresponding business identity code.
Finnish Business Identity Code
… or any other valid BIC